Friday, December 30, 2011

DO IT NOW


Do It Now
When going to school many years ago, I decided to challenge myself by setting a goal to see if I could start my own business. But I don’t have any clear idea about it. I had tried out with some different things like coaching class, Website designing, software projects. I didn’t get that much success because my goal is not precise.
Now my first step is to know exactly what I want. When I work for myself, it's easy to spend a whole day at my desk and accomplish nothing of value. This almost always happens when I aren't really clear about what it is I am trying to do. In the moments when I regain my awareness, ask myself, "What exactly is it that I'm trying to accomplish here?" I must know my destination with as much clarity as possible. Make my goals specific, and put them in writing my goals must be so clear that it would be possible for a stranger to look at my situation objectively and give I an absolute "yes" or "no" response as to whether I've accomplished each goal or not. If I cannot define my destination precisely, how will I know when I've arrived?
The key period I've found useful for defining and working on specific goals is ninety days. In that period of time, I can make dramatic and measurable changes if I set crystal clear goals. Take a moment to stop and write down a snapshot description of how I want my life to be ninety days from now. What will my monthly income be? How much will I weigh? Who will my friends be? Where will I be in my career? What will my relationship be like? Be specific.
Just as an airplane on autopilot must make constant corrections to stay on course, I must periodically retarget my goals. Reconnect with my clear, written goals by re-reading them every morning. Keep them on my cell, especially my financial goals. I continued setting specific income goals, even amidst occasional setbacks, and I found this process very effective. It wasn't just that it helped me focus on what I wanted -- perhaps even more important is that it made it easy for me to disregard those things that weren't on the path to my goal. For example, if I set a goal to earn $10,000/month, this can help I stop doing those things that will only earn I $5000/month.
Most people allow way too long in the state of "I don't know what to do." They wait for some external force to provide them with clarity, never realizing that clarity is self-created. The universe is waiting on you, not the other way around, and it's going to keep waiting until I finally make up my mind. Waiting for clarity is like being a sculptor staring at a piece of marble, waiting for the statue within to cast off the unneeded pieces. Do not wait for clarity to spontaneously materialize -- grab a chisel and get busy!
I believe that having a clear goal is far more important than having a clear plan. In school I was very clear about my end goal – become not an ordinary man -- but my plans were in a constant state of flux.
Most people seem to have an innate fear of failure, but failure is really my best friend. People who succeed also fail a great deal because they make a lot of attempts. Those who have the most successes also have the most failures. There is nothing wrong or shameful in failing. The only regret lies in never making the attempt. So I did it.

Sunday, December 25, 2011

यशस्वी उद्योजक होण्यासाठी.....

मराठी माणसांना उद्योगधंदा जमत नाही, तो त्यांचा पिंडच नाही, अशा संदर्भातील वाक्यं आपण नेहमीच ऐकतो. आजूबाजूला नजर टाकली तर ते काही प्रमाणात खरं वाटायला लागतं. पुणे, मुंबई आदी महानगरांच्या ठिकाणी लक्षपूर्वक निरीक्षण केल्यास मराठी माणसांना दिलेली दूषणं खरी वाटायला लागतात.  हे असं का घडतं, याचा विचार केला तर याचे समाधानकारक उत्तर सापडत नाही.
मराठमोळ्या व्यक्ती उद्योगधंदा करीत नाहीत, अशातला भाग नाही. उद्योगधंद्यामध्ये देश-विदेशात आपली मोहोर उमटवणारे अनेकजण आहेत. मात्र दुर्दैवाने अशांची संख्या तुटपुंजी आहे. मराठी माणसे उद्योगापेक्षा नोकरी करण्यालाच अधिक पसंती देतात.उद्योजक होण्यासाठी नेमके काय लागते, याचा विचार करताना उद्योगासाठी लागणारे भांडवल, उद्योगाचे तंत्र आदी पुरवणारे आणि शिकवणारे अनेक आहेत. परंतु उद्योग व्यवसाय बंद पडण्याची कारणे आणि झालेल्या चुका याचे विश्लेषण करणारे अभावानेच आढळतात. असाच एक घडलेला किस्सा सांगतो! नवरात्रीचे दिवस असल्यामुळे उपवासाचे शेंगदाणे आणण्यासाठी दुकानात गेलो. अर्धा किलो शेंगदाणे हवेत, असे सांगितल्याबरोबर दुकानदाराच्या डोक्यावर आठय़ा पडल्या. आता २०० ग्रॅम देतो, बाकीचे उद्या घेऊन जा साहेब. दुकान नेहमीचे असल्यामुळे माझा होकार त्याला अपेक्षित होता. तेवढय़ात अगदी लागून असलेल्या दुकानातील १२-१४ वय असलेल्या मुलाने शेंगदाण्यांनी भरलेली ओंजळ पुढे केली. साहेब, उपवास का शिंगदाणा खाकर देखिये. मी एक शेंगदाणा उचलला आणि तोंडात टाकला आणि बाकीका ३०० ग्रॅम तू दे दे, म्हणत त्याला ऑर्डर देऊन टाकली. हा घडलेला किस्सा तसा ३०-४० रुपयांचा वाटत असला तरी बरंच काही शिकवून गेला. एकतर दुकानदाराच्या कपाळावर स्पर्धेमुळे आठय़ा पडल्या होत्या, हे कारण मला मिळालं आणि समोर असलेल्या संधीचं प्राप्तीत रूपांतर करण्याचं कसब हे त्या लहान मुलाने दाखवून दिलं होतं. नेमकं हेच संवादकौशल्य आणि मितभाषीपणा उद्योजकाकडे असणं खूप आवश्यक आहे. विक्री आणि प्रशासकीय कौशल्य तुम्ही अंगिकारलं तर यशप्राप्तीचा पहिला गड तुम्ही सर केलाच, म्हणून समजा.
मितभाषीपणा आणि सेवा तत्परता, कुठल्याही व्यवसायाला अधिकचा गुण मिळवून देतात. दुसरी गोष्ट उद्योगामध्ये नावीन्य आणलेच पाहिजे. तंत्रज्ञानाच्या ओघात जर तुम्ही स्वत:ला विकसित केले नाही तर गटांगळ्या खाण्याची सुरुवात झालीच म्हणून समजा.
पूर्वी कापडी बॅनर रंगविणारे अतिकुशल कामगार आम्ही मुंबईमध्ये पाहायचो. अतिकुशल यासाठी म्हटलं की, त्यांच्या हातातला ब्रश कॅनव्हासवर ज्या वेगाने आणि सफाईने फिरायचा. वाह क्या बात है! पण डिजिटल फ्लेक्सच्या काळात त्यांची अवस्था दयनीय झाली. पण यापैकी काहीजणांनी जाणीवपूर्वक नवीन तंत्रज्ञान आत्मसात केल्यामुळे अजूनही ते या व्यवसायात टिकून आहेत.
तोच प्रकार सायबर कॅफे चालविणाऱ्यांचा. हल्ली घरोघरी संगणक येऊ लागल्यामुळे आणि इंटरनेट सेवा दूरध्वनीद्वारे अथवा मोबाइलवरून उपलब्ध असल्यामुळे ग्राहकांची संख्या रोडावली. परिणामी अनेक सायबर कॅफे तोटय़ात जाऊ लागले. असा वेळी त्या सायबर कॅफेच्या जागी इतर काही उदा. संगणक प्रशिक्षण केंद्र वगैरे सुरू करणं शक्य असतं. मात्र असा बदल करण्याचा विचारही ते करत नाहीत. कारण बदल म्हणजे जोखीम असेच त्यांना वाटत असते.
कारण प्रत्येकाला प्रत्येक गोष्ट जमेलच अशी अपेक्षा करण्यात काही अर्थ नाही. त्यातच जर वाचून आणि भाषणे ऐकून व्यवसाय करता आला असता तर आपल्याकडील बेरोजगारांची यादी बरीच कमी झाली असती. व्यवसाय हे कृतीप्रधान क्षेत्र असल्यामुळे प्रत्यक्ष कृतीशिवाय यश जवळपसही फिरकत नाही.
मुळात व्यवसाय हा बंद करण्यासाठी सुरू केलेला नसतो; परंतु नफ्या-तोटय़ाचा ताळमेळ अंगाशी येऊ लागला की, व्यवसाय बंद पडण्याच्या अवस्थेत येतो. अशा वेळेस फ्रँचाइझीचा विचार करता येईल.
फ्रँचाइझी प्रणाली म्हणजे काय तर फ्रँचाइझी प्रणाली उद्योगामध्ये निर्णय क्षमतेच्या चुकीमुळे होणारा घातकी धोका टाळते. घातकी धोका यासाठी म्हटलं की, उद्योग व्यवसाय म्हटलं की नफा-तोटा हा ठरलेलाच, पण याउलट घातकी धोका म्हणजे नफा शून्य, पण तोटा दुप्पट-चौपट वेगाने वाढत जातो. नेमका हा धोका ओळखण्याचं आणि टाळण्याचं काम या प्रणालीद्वारे केलं जातं. त्यासाठी एक ठरावीक रक्कम फ्रँचाइझीला द्यावी लागते.
या सर्व प्रक्रियेमध्ये तुम्ही स्वत: व्यावसायिक म्हणून कृतिशील असता. तुम्हाला कृतिशील ठेवून व्यवसाय सुरू करून वाढवण्याचं कसब, अद्ययावत तंत्रज्ञांसोबत सांगड घालण्याचं कसब, जाहिरात कला, कार्यालयीन व्यवस्थापन, दैनंदिन कामकाज व्यवस्थापन, मनुष्यबळ व्यवस्थापन, ग्राहक सेवा स्पर्धेत टिकून राहण्यासाठी करण्यात येणारे डावपेच आणि सर्वात महत्त्वाचं म्हणजे फ्रँचायझरची विश्वसनीयता. हे सर्व फ्रँचायझरद्वारे पुरवलं जातं.
जागतिकीकरणामुळे कित्येक व्यवसाय उद्योग करण्यासारखे आहेत. गरज आहे ती फक्त डोळसपणे ते निवडण्याची. आपल्याकडे मोठी बाजारपेठ असताना अचूक संधी साधता येणे अत्यावश्यक ठरते.

Friday, December 23, 2011

RISK IN LIFE .....

The most important word related to risk in my mind is "discernment."  Not all risks are worth taking, but very many of them are.  We hear stories over and over again about the people who reach the end of their lives and regret the fact that they never took any risks, that they never challenged life and stepped out and tried something that was beyond their current existence.  It's sad when this happens, but it's very common--risk isn't easy for many people, and they pay a heavy price for letting their fear control their decisions about whether or not to take risks.
But again, not all risks are worth taking.  Sometimes we find someone trying to talk us into taking a risk with them in a venture that will benefit them more than it will benefit us.  Other times, we face risks to our safety or health that far outweigh the potential benefits of taking a risk.  Climbing a cliff with no training and no experience is far too dangerous to be worth the possible adrenaline rush that will accompany the feat.  The chance of falling is great, and the chance of getting hurt in such a fall is greater still.  That doesn't mean that we shouldn't be willing to take the risk of cliff climbing--but if we want to do so, let's prepare ourselves for the risk, physically, mentally, and emotionally.
By the same token, a heavy financial risk in an unknown venture when you're hurting for money probably isn't a good idea, whereas a financial risk in a known venture with a trusted friend or associate may be.
Of course, we can't prepare for every possible risk in our lives.  Things come up quickly and unexpectedly that force us to make decisions--risk it, or not?  Should I take the new job in a new city and move my entire family?  What happens if things don't work out?  Well, that's risk.
Some people want to take care of every possible outcome of risk before they're willing even to take the risk.  If I do this, then I'll arrange for the potential failure and have everything taken care of, they think.  The bad news is that nobody's able to control life--that's God's job.  We can try to minimize the risk for the sake of our families, but if we try to provide for every possible outcome, we're turning the risk into a calculated venture, and we're trying to control it.  We're trying to "minimize the risk."  When we do this, we lose a great deal of the potential benefit of taking the risk, for we're only willing to take a partial risk.
On the other hand, isn't a partial risk better than no risk at all?
There's nothing saying that we have to take risks, but the lives and writings of many people who have reached the end of their lives with a great deal of regret over risks untaken show us that risk is something that can transform our lives.  Risk makes us grow in many ways; it helps us to mature and to learn and to become stronger, wiser people than we were before we took the risk.
We have to enter risk with our eyes wide open, fully aware of the potential problems that could arise as results of our risk-taking.  But we also need to weigh risks carefully before we ever take them to find out if they're worth taking or not.  When you're faced with an opportunity to take a risk, remember that risks not taken can be disastrous, but so can risks poorly considered.  Check it out, look it over, and think it through.  If you're not prepared for it, prepare yourself--learn, train, study.
We can't control the risks or the outcomes of the risk--the only factor that's under our control when we enter a risk is our own state.  Be aware and be alive--and remember that risks have the potential to be our greatest teachers, our strongest benefactors, and our best friends.  It all depends on how we approach them.

Wednesday, December 21, 2011

The more you give , the more you will get back.

There are two kinds of people in the world.Those who think & those who feel.
The thinker's see a child begging on the street & say to themselves, "That's not my problem"
Those who feel,however , will give that child something.If not a coin , at least a moment of compassion.
Thinkers believes the world is neat place , with boundries.
"My house "
"My Community"
"My Family"
"My welfare"
That's where the boundary ends.
But , those who feel see the entire world as One.
In serving another we are only serving ourself.
Because the bank balance you have here on earth will remain,when you depart.
Your Karma , you carry forward.
So no matter what problem you have in life is , spare a moment for someone else.
Spread Love , laughter & goodwill.
The more you give , the more you will get back.



swapneel waghmare
always keep smiling !!!!!!!!!!